Inc Book

Hiring Decision I think owners get this one wrong because they compare the cleanest number on each side: salary against invoice. The real decision starts after both of those numbers.…

2027 Solo Company Report I think the real change is not that AI suddenly lets one person do everything. It is that a founder can now postpone hiring for a…

AI Entrepreneur Opportunity Report I think the easiest money in AI over the next few years may belong to people who stop trying to invent another AI product and start…

Small Business Financing Report I tend to get cautious anytime a financing offer is described mainly by how fast the money arrives instead of exactly how much cash leaves the…

```html Small Business Financing Report I think the dangerous financing product is usually the one whose repayment math looks easiest at the moment the owner needs cash. One product can…

```html Solo Founder Operating Report I think the smartest use of AI for a solo founder is not pretending you suddenly have 12 employees. It is figuring out which 12…

Commercial Insurance Brief Cyber insurance was built around intruders, stolen credentials and compromised systems. The awkward new question is whether it still responds when the thing causing the loss is…

2026 Small Business Insurance Report I think this is one of those rare insurance markets where a cheaper renewal quote should make an owner ask for more rather than simply…

2026 Small Business Insurance Report I think this is one of those rare insurance markets where a cheaper renewal quote should make an owner ask for more rather than simply…

Small Business Acquisition Report I think some of the best acquisition opportunities of the next decade may come from owners who built solid local businesses but never built a sophisticated…

2026 Cyber Insurance Buyer Report I think this is one of those unusual insurance markets where a lower renewal quote should make an owner ask for more, not simply celebrate…

Manufacturing Finance Report The new SBA ceiling is less about borrowing more and more about financing each part of an expansion with the right tool A manufacturer can now potentially…

Working Capital Risk Report I think some of the most dangerous growth problems show up in businesses that are profitable on paper but still have to finance every new customer…

Business Acquisition Deal Terms I tend to pay almost as much attention to the seller note as the purchase price because a few lines of repayment language can change the…

Business Acquisition Finance Report The purchase price is only half the deal I tend to look at the financing structure almost as closely as the purchase price when evaluating a…